Home Affordability

Three key stats can determine your mortgage status.

If you're unsure whether you'll qualify for the mortgage you want, it might be time to think like a loan officer. With this calculator, you can look at three financial measures that lenders use and see where you stand.
  • The ratio of the requested loan amount to the home's value.
  • The percentage of your income going for housing expenses.
  • And your overall debt payments as a percentage of your income.
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