*APY - Annual Percentage Yield. Rates current as of November 1, 2022. $500.00 minimum deposit. Dividends paid and compounded quarterly. Rates may be changed or discontinued at any time; call your local branch for current rates. Fees and/or withdrawals will reduce earnings. When opening a certificate the member has agreed to leave the principal of this account on deposit for the full term stated in the account or renewal notice. If all or part of the principal is withdrawn before the maturity date, the Credit Union may charge a penalty. Withdrawal of the principal amount of the certificate may be made only with the consent of the Credit Union. Unless stated otherwise, the owner shall forfeit an amount equal to 90 days dividends, whether earned or not, on certificates with maturities between 3 and 29 months; 180 days dividends, whether earned or not, on certificates with maturities between 30 and 48 months; 365 days dividends, whether earned or not, on 59 months certificates. The penalty may be calculated at the rate paid on the deposit. The penalty will, if necessary, be taken from the principal amount of the deposit.
**Cash back rebates on purchases made with Platinum Visa® only. All rebates will not be shown at the time of purchase, but will appear on your monthly billing statement. 5% off fuel purchases paid at the pump and 1% off general retail purchases. 5% off purchases made from Amazon.com, excluding Amazon digital purchases, subscriptions, or memberships up to $100.00 in rewards earned per statement cycle. Abound CU is not affiliated with Amazon.com. Rewards are earned per statement cycle. Offer valid October 1 - December 31, 2022. After $100 is reached in rewards you will continue to earn 1%. 3% Visa® cash advance fee. Rates and terms are subject to credit approval. Subject to $10 Membership Fee if not already a member.
***Get Paid Early - Must have active Abound Credit Union account with active direct deposit. Get Paid Early is subject to when we receive pay information from the Federal Reserve.
****Skip A Payment not applicable to mortgage, home equity, credit card or delinquent loans. Other exclusions may apply. For Skip A Payment options on delinquent loans, contact Member Solutions at (877) 799-1455. This form submission must be turned in to the Credit Union prior to the due date requesting to skip. I/we understand interest will continue to accrue on loan and may cause pay off later than original agreement. You will be required to resume your payments the following month. If you purchased GAP insurance with your loan, your GAP coverage benefits may exclude skipped payments or expire prior to your loan being fully paid; see your GAP Agreement for coverage restrictions. Contact us at (800) 285-5669 for further information. $35.00 Fee is per loan skipped. If no designation of payment method for $35.00 fee is made, the fee will be added to the loan. Limited Time Offer. 
1For details on calculations visit Datatrac Report