Free Checking Account


We make getting your home as hassle-free as possible.

F-R-E-E, that spells FREE

At Abound Credit Union, our go-to Checking Account is totally free and it comes fully loaded with convenient money management features.

The perfect combination of free and easy

100% budget-friendly

No monthly maintenance fees ever.

Every tool in the box

Instantly issued Debit Cards in our Kentucky Branch Locations, easy-to-use mobile app, Digital Wallet1, tap and go contactless Debit Cards, extended hours in our Drive Thru and more.

Get paid quicker

Sign up for Direct Deposit and your funds could arrive in your Checking Account up to 2 days early2.

Now with CashBack+

Every day you make purchases, from groceries to gas, cardigans to coffee. Imagine if you could get cash back, just for buying the things you already buy. Say hello to CashBack+, a Member benefit from Abound Credit Union inside Online and Mobile Banking. Browse offers personalized to your favorite brands + hundreds more. Purchase a gift card in any amount and use it to make your purchases. You'll receive instant cash back, up to 20%!3

Find out more about CashBack+

Your checking account. Your money. Your choice.

You like convenient banking tools? We do too. Still write checks? Fine by us. At Abound, we know that everyone has their own money management style - and our full-service account offers all the features you need to do things exactly your way.

Abound Credit Union is a full-service financial institution with locations throughout central and southern Kentucky.

Free Checking is yours!


We help you finance your dream car through a low rate and flexible term loan.

Commonly Asked Questions

Your routing number is 283978425, found on the bottom of your checks. Your account number is to the right of your routing number.

If it’s for your Debit Card, call 1.800.757.9848. If it’s for your Credit Card, call 1.888.886.0083.

Call our Member Resource Branch, at 1.800.285.5669.

Visit our online check store.

Not all Members will qualify for a free Checking Account.

1Apple, the Apple logo, iPhone and iPad are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay®, Face ID, and Touch ID are trademarks of Apple Inc. Google Pay™ is a registered trademark of Google LLC. Samsung Pay® is a registered trademark of Samsung Electronics Co., Ltd. Mobile carrier charges may apply.

2Get Paid Early - Must have active Abound Credit Union account with active Direct Deposit. Get Paid Early is subject to when we receive pay information from the Federal Reserve.

3See your offers by logging into Online & Mobile Banking. Carrier rates may apply for data usage.

4Carrier rates may apply for data usage.