Meet our Mortgage Lenders

Helping YOU is what we're here for. Connect with us now!

We're all in different places. Whether you're looking to buy your first home, move on to your next home, build a home, purchase land or investment property – let us guide you. We know every situation is unique and we can help you decide what is best for YOUR situation.

With 275+ years of combined Mortgage Lending experience, we’re eager to get you where you want to be!

As low as
6.586%
APR¹
As low as
6.362%
APR¹
As low as
5.763%
APR¹

Meet our Mortgage Lenders

Heather Schenk-Fratzke

Mortgage Loan Originator

NMLS #2439250

661.902.1744

Katie Welch

Mortgage Loan Originator

NMLS #1792071

270.980.0336

Mike Fohl

Mortgage Loan Originator

NMLS #1562592

270.307.5525

Ashley Phipps

Mortgage Loan Originator

NMLS #2038959

800.285.5669 ext. 6650

Erika Watkins

Mortgage Loan Originator

NMLS #1720713

800.285.5669 ext. 6723

Cecilia Lopez

Mortgage Loan Originator

NMLS #597226

800.285.5669 ext. 6652

Corey LaMothe

Manager, Mortgage Originations

NMLS #905735

800.285.5669 ext. 6709

What our members say

I have been working with Beth Howard as my mortgage loan originator. I just wanted to take a moment and recognize her for all that she has done for me. Throughout the process with her, she consistently went above and beyond to ensure my questions and concerns were answered. She was a tremendous help in educating me on the process and the steps she was taking. She was an excellent guide as well. 

Daniel K.

1 Annual Percentage Rate is based on a variety of factors including but not limited to credit history, loan amount, purpose of the loan and loan-to-value (LTV) ratio. Higher rates may apply. Quoted rates are for LTV at 80% or less. Rates are subject to change without notice and are not locked at the time of application. Subject to $10 membership fee if not already a member.

30 Year Fixed Rate Example: A fixed $150,000 loan for 360 months at 6.586% APR is a $948.10 monthly payment.

20 Year Fixed Rate Example: A fixed $150,000 loan for 240 months at 6.362% APR is a $1,096.39 monthly payment.

15 Year Fixed Rate Example: A fixed $150,000 loan for 180 months at 5.763% APR is a $1,235.60 monthly payment.