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Buy a Home

Home Loans for where life happens

Looking to buy a home? Our local team will walk you through the process and help you pick the best option for your life, no guess work needed!

We offer market leading rates, more options, fast closings and these limited time special perks:

Rate Hawk Rate Watch¹

Get the best home loan rate for which you qualify, automatically, between pre-qualification and closing.

Rate Drop Guarantee²

If rates drop within 12 months of closing, Members who qualify can request a one-time rate change.

Financing for your dream home in Kentucky or Indiana

Multiple options

Abound offers everything from conventional mortgages to government-backed loan programs.

No down payment necessary

Borrow up to 100% of the purchase price of your new home*.

We make it fast and easy

We move at your speed. We're as fast as you need us to be! Starting the process today is simple.

as low as
6.586%
APR
as low as
6.111%
APR
as low as
5.889%
APR
View All Rates

Lots of good choices. Lots of great advice.

Fixed-rate mortgages. Adjustable-rate mortgages. Government-backed programs. No down payment options. At Abound Credit Union, we've got options that other lenders have - and then some! Which Home Loan is right for you? We'll take a close look at your finances and future plans, to guide you to financing that fits your needs.

  • Choose between a fixed or adjustable-rate mortgage
  • Flexible Home Loan terms to meet your needs
  • Borrow up to 100% of the home's appraised value3
  • Get started today with an online application

Up to 100% financing3

Other Loan Options

  • Construction Loans: For those hiring a contractor to build their next home from the ground up. 
  • Second Home/Vacation Home: For financing your relaxing getaway place.
  • Land Loan: Financing for individuals or business of open land for eventual development. 
  • Refinancing Options: You may be able to save money - or eliminate debt earlier - by getting a new loan for your current home. 
  • Rental Property Loan: Financing for investors who want to purchase commercial and residential properties and generate income from leases. 

Abound Credit Union is a full-service financial institution with locations throughout central and southern Kentucky.

Take that big step with us

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1Rates may change daily. Applicant(s) who apply starting August 14, 2026 will receive the lowest rate qualified for based on credit application, up to 120 days, between pre-qualification and loan closing. Promotion is subject to end at any time. These special promotions DO NOT apply Land/Lot Loans, Veterans Affairs Loans or Adjustable Rate Mortgages (ARMs).

2If rates drop more than 0.25% from the original mortgage loan rate over the course of the 12 months following original loan closing date, the loan holder may request a one-time rate adjustment within the same credit tier for which the loan holder previously qualified. The loan must remain as the same type and term as the original loan. These special promotions DO NOT apply Land/Lot Loans, Veterans Affairs Loans or Adjustable Rate Mortgages (ARMs). Speak to an Abound Mortgage Lender for details.

3Not all loan applicants will qualify for 100% financing. 100% financing is not available on all loan types.