What is a Certificate? Is it right for me?
Certificates are similar to a Certificate of Deposit (CD) and allow your money to earn money. Yeah, you read that right! You can store money in a Certificate account for a set amount of time to earn cash at a higher interest rate than most traditional savings accounts. Typically, the longer term of your Certificate, the higher rate of return.
If your Certificate is up for maturity during the next few months, lock in on a special interest rate now!** Don’t wait!
Have cash you want to use for a brand new Certificate? Now is the time by locking into one of these specials.**
First time opening a Certificate with us? It's easy!
In the Apply & Open tab, click Money Market or CD
- Use the drop-down to select an Account Type
- Use the drop-down to select a Share Type
- Use the drop-down to select a Funding Account
- Enter the Funding Amount (Minimum $500.00)
- Review and accept the Membership Agreement
- Click Next
- Verify the information and click the Submit button when you are finished
*APY - Annual Percentage Yield. Rates current as of 2.1.2023. $500.00 minimum deposit. Dividends paid and compounded quarterly. Rates may be changed or discontinued at any time; call your local branch for current rates. Fees and/or withdrawals will reduce earnings. When opening a certificate the member has agreed to leave the principal of this account on deposit for the full term stated in the account or renewal notice. If all or part of the principal is withdrawn before the maturity date, the Credit Union may charge a penalty. Withdrawal of the principal amount of the certificate may be made only with the consent of the Credit Union. Unless stated otherwise, the owner shall forfeit an amount equal to 90 days dividends, whether earned or not, on certificates with maturities between 3 months and 29 months; 180 days dividends, whether earned or not, on certificates with maturities between 30 and 48 months; 365 days dividends, whether earned or not, on 59 months certificates. The penalty may be calculated at the rate paid on the deposit. The penalty will, if necessary, be taken from the principal amount of the deposit.
**Early withdrawal penalties may apply.
Insured by NCUA