There may be a better way to repay all that you owe.
When you add up all your consumer loans and credit card balances, how many monthly bills are you paying? Probably a handful. For simplicity's sake, it might make sense to take out one new loan, use it pay off your other debts and then make a single monthly payment. Even better, there's a good chance debt consolidation can reduce your overall interest charges. This calculator will help you itemize what you owe and figure out whether a single loan is the best way to go.