Home Loans

You find the perfect home and we make it happen.

We make home buying easy and affordable, with great rates and local experts to guide you each step of the way.  

No money down? No problem. We’ll help you find the best home loan options and walk you through every step.
Save money with the payment you need and the rate you deserve. We’ll help you get a better rate and lower your monthly payments.
From Land Loans to Construction Loans, our local advisors make financing simple.

Rest assured, our lenders are highly qualified.

Buying a new home? From scoping out the neighborhood to inspecting the roof, there are a lot of things to question. The lender handling your mortgage shouldn't be one of them. At Abound Credit Union, all our lending professionals have worked hard to qualify for the National Mortgage Licensing System and Registry.

Home Loan Subordination

What is Home Loan subordination? A Home Loan subordination occurs when a second Home Loan(i.e. Home Equity Line of Credit) or other lien remains in place after a first Home Loan is refinanced and replaced by a new loan.

If you are refinancing your first Home Loan and do not want to pay off your current second Home Loan or pay off and close your Home Equity Line of Credit, you must request Subordination from us.

Subordination Requirements
To request Subordination, the following items must be submitted by fax (270) 219-7320 or emailed to vlcoomes@aboundcu.com:
  • 1003 / Form 65
  • 1008, Underwriting Transmittal
  • Verification of Income
  • Current Home Appraisal
  • Title Commitment
  • Subordination Agreement (to be prepared by requesting lender) with dollar amount and signature request on the same page
  • FedEx number if you would like the Subordination Agreement sent back by FedEx
  • Signed Borrowers Authorization form
Allow 5-7 business days for signed Subordination Agreement.

To print out a Subordination requirement form that you can fax back, click here.
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Routing #: 283978425