Home Loans

You find the perfect home and we make it happen.

Abound Credit Union makes home buying easy and affordable for our Kentucky members. We provide great rates on a variety of mortgage loans along with local experts to guide you each step of the way. Compare our home loan options and apply online.

No money down? No problem. We’ll help you find the best home loan options and walk you through every step. Abound CU offers VA loans, FHA loans, rental property loans and more.
Save money with the payment you need and the rate you deserve. We’ll help you get a better rate and lower your current monthly mortgage payments.
From Land Loans to Construction Loans, our local advisors make financing simple so that you can build your dream home in KY.

Rest assured, our lenders are highly qualified.

Buying a new home? From scoping out the neighborhood to inspecting the roof, there are a lot of things to question. The lender handling your mortgage shouldn't be one of them. At Abound Credit Union, all our lending professionals have worked hard to qualify for the National Mortgage Licensing System and Registry.

Home Loan Subordination

What is Home Loan subordination? A Home Loan subordination occurs when a second Home Loan(i.e. Home Equity Line of Credit) or other lien remains in place after a first Home Loan is refinanced and replaced by a new loan.

If you are refinancing your first Home Loan and do not want to pay off your current second Home Loan or pay off and close your Home Equity Line of Credit, you must request Subordination from us.

Subordination Requirements
To request Subordination, the following items must be submitted by fax (270) 219-7320 or emailed to vlcoomes@aboundcu.com:
  • 1003 / Form 65
  • 1008, Underwriting Transmittal
  • Verification of Income
  • Current Home Appraisal
  • Title Commitment
  • Subordination Agreement (to be prepared by requesting lender) with dollar amount and signature request on the same page
  • FedEx number if you would like the Subordination Agreement sent back by FedEx
  • Signed Borrowers Authorization form
Allow 5-7 business days for signed Subordination Agreement.

To print out a Subordination requirement form that you can fax back, click here.
Need Help?
1.800.285.5669
Routing #: 283978425