Together, we'll unlock the door to your new KY home.

It’s smart to have a local expert help your dream home become a reality. Abound CU’s knowledge of Kentucky truly makes a difference for our members looking for a mortgage loan. You get a clear, simple and easy home buying journey, every step of the way, with us.

100% Financing*
No down payment? No problem!
Expert Guidance
Your local advisors know what it takes to make this happen
Always Easy
Stress-free and focused on what's right for you

Let's talk financing

  • Choose between a fixed or adjustable rate mortgage.
  • Loan term can range from 10 to 30 years.
  • Borrow up to 100% of the home's appraised value*
  • Apply online today
  • Refinance
Your Abound advisor is local and can explain what all of this means for you. Apply now and we can get started today.
  • Land equity can be used as a down payment.
  • Borrow up to 95% of your future home's appraised value. 2
  • Interest ONLY payments during the construction phase, helping minimize your costs before it's finished.
  • Save money with only ONE closing, before the construction begins.
Learn more about construction loans with Abound Credit Union.
  • Government-secured home loan or veterans.
  • Purchase or refinance a current mortgage using the VA Program.
  • 100% financing available.*
  • Sellers can pay up to 4% of the purchase price toward your closing costs and prepaids (homeowners' insurance, taxes, etc.).3
  • Mortgages for personal investment properties.
  • Real estate loans for business investment properties.
  • Borrow up to 80%4  financing.
  • Fixed rates, flexible terms
  • Land loans for personal or business investments.
  • Borrow up to 80%4 financing.
  • Fixed rates
  • Government-secured home loans.
  • Purchase a new home or refinance an existing mortgage.
  • 3.5% down payment, this loan is flexible with how you come up with these funds. It can be as simple as a gift from a family member. 6
  • Seller can pay up to 6% of the purchase price toward YOUR closing costs and prepaids (homeowners insurance, taxes, etc.).6
  • A perfect mortgage option for qualifying first-time home buyers.

Rest assured, our lenders are highly qualified.

Buying a new home? From scoping out the neighborhood to inspecting the roof, there are a lot of things to question. The lender handling your mortgage shouldn't be one of them. At Abound Credit Union, all our lending professionals have worked hard to qualify for the National Mortgage Licensing System and Registry.

Equal Housing Lender

All loan applications subject to credit approval. *Not all borrowers will qualify for 100% financing for Home Loans.  **APR=Annual Percentage Rate.  Loan and payment terms are subject to credit review.  15yr. Fixed Rate Example: A fixed $150,000 for 180 months at 2.475% APR is a $998.42 monthly payment.
2Not all borrowers will qualify for 95% financing on Construction Loans. 3Subject to VA requirements. 4Not all borrowers will qualify for 80% financing for Rental Property Loans. 5Not all borrowers will qualify for 80% financing for Raw Land Loans. 6Subject to FHA requirements. 
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Routing #: 283978425