Together, we'll unlock the door to your new KY home.

It’s smart to have a local expert help your dream home become a reality. Abound CU’s knowledge of Kentucky truly makes a difference for our members looking for a mortgage loan. You get a clear, simple and easy home buying journey, every step of the way, with us.

100% Financing*
No down payment? No problem!
Expert Guidance
Your local advisors know what it takes to make this happen
Always Easy
Stress-free and focused on what's right for you

Let's talk financing

  • Choose between a fixed or adjustable rate mortgage.
  • Loan term can range from 10 to 30 years.
  • Borrow up to 100% of the home's appraised value*
  • Apply online today
  • Refinance
Your Abound advisor is local and can explain what all of this means for you. Apply now and we can get started today.
  • Land equity can be used as a down payment.
  • Borrow up to 95% of your future home's appraised value. 2
  • Interest ONLY payments during the construction phase, helping minimize your costs before it's finished.
  • Save money with only ONE closing, before the construction begins.
Learn more about construction loans with Abound Credit Union.
  • Government-secured home loan or veterans.
  • Purchase or refinance a current mortgage using the VA Program.
  • 100% financing available.*
  • Sellers can pay up to 4% of the purchase price toward your closing costs and prepaids (homeowners' insurance, taxes, etc.).3
  • Mortgages for personal investment properties.
  • Real estate loans for business investment properties.
  • Borrow up to 80%4  financing.
  • Fixed rates, flexible terms
  • Land loans for personal or business investments.
  • Borrow up to 80%4 financing.
  • Fixed rates
  • Government-secured home loans.
  • Purchase a new home or refinance an existing mortgage.
  • 3.5% down payment, this loan is flexible with how you come up with these funds. It can be as simple as a gift from a family member. 6
  • Seller can pay up to 6% of the purchase price toward YOUR closing costs and prepaids (homeowners insurance, taxes, etc.).6
  • A perfect mortgage option for qualifying first-time home buyers.
Equal Housing Lender

All loan applications subject to credit approval. *Not all borrowers will qualify for 100% financing for Home Loans.  **APR=Annual Percentage Rate.  Loan and payment terms are subject to credit review.  15yr. Fixed Rate Example: A fixed $150,000 for 180 months at 2.475% APR is a $998.42 monthly payment.
2Not all borrowers will qualify for 95% financing on Construction Loans. 3Subject to VA requirements. 4Not all borrowers will qualify for 80% financing for Rental Property Loans. 5Not all borrowers will qualify for 80% financing for Raw Land Loans. 6Subject to FHA requirements. 
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Routing #: 283978425