1 Annual Percentage Yield - APY, Rates are variable and may be changed or discontinued at any time. Dividends paid and compounded Quarterly on Savings Accounts.
2 Annual Percentage Yield , Rates will be updated as they change. Rates may be changed or discontinued at any time. Fees may reduce earnings. Dividends paid and compounded quarterly on IRAs. If account is closed before accrued dividends are credited, those dividends will be forfeited. This information is not intended as tax advice. Please consult a tax professional before making decisions regarding your IRA.
3 Annual Percentage Yield, Accurate as of the last dividend declaration date and may be changed or discontinued at any time after account is opened. 0.00% APY on balances less than $1,000. Fees may reduce earnings on the account. Dividends are paid and compounded monthly. Minimum balance to open account is $250,000.
4 Annual Percentage Yield. Certificates-$500.00 minimum deposit. Dividends paid and compounded quarterly. Dividend may be paid monthly for account balances $10,000.00 or higher (Excludes 16 month certificates). Rates may be changed or discontinued at any time; call your local branch for current rates. Fees and/or withdrawals will reduce earnings. When opening a certificate the member has agreed to leave the principal of this account on deposit for the full term stated in the account or renewal notice. If all or part of the principal is withdrawn before the maturity date, the Credit Union may charge a penalty. Withdrawal of the principal amount of the certificate may be made only with the consent of the Credit Union. Unless stated otherwise, the owner shall forfeit an amount equal to 90 days dividends, whether earned or not, on certificates with maturities between 3 months and 26 months; 180 days dividends, whether earned or not, on certificates with maturities between 30 and 48 months; 365 days dividends, whether earned or not, on 59 months certificates. The penalty may be calculated at the rate paid on the deposit. The penalty will, if necessary, be taken from the principal amount of the deposit. Our 59-month Rate Riser Certificate is specifically for your Abound Credit Union IRA.
5Annual Percentage Rate. Quoted rate is fixed for vehicles model year 2019 and newer and is based on credit worthiness, qualifications and collateral conditions. All loans are subject to approval. Rate applicable to new purchases or external refinancing only with a vehicle that has 60% LTV (Loan to Value). Vehicle must be 2019 or newer for quoted APR to apply. Rates subject to change at any time. Car Loan Example: A fixed $10,000 loan for 60 months @ 2.49% APR is a $177.42 payment with no payment protection. Motorcycle Loan Example: A fixed $10,000 loan for 60 months @ 7.24% APR is a $689.52 monthly payment with no payment protection. Boat Loan Example: A fixed $10,000 loan for 60 months @ 3.99% APR is a $184.12 monthly payment with no payment protection. RV Loan Example: A fixed $10,000 loan for 60 months @ 5.49% APR is a $184.12 monthly payment with no payment protection.
6 Annual Percentage Rate. Quoted rate is fixed and is based on credit worthiness and qualifications. All loans are subject to approval. The Annual Percentage Rate (APR) is subject to change quarterly on the 15th day of the first month of the quarter (January, April, July and October) following any change in the Index and will be determined by Prime Rate as listed in the “Money Rates” section of The Wall Street Journal on the last day of each calendar quarter (March, June, September and December), to which we add a margin. The Annual Percentage Rate will never be greater than 18%. If the Index is no longer available, the Credit Union will choose a new index which is based upon comparable information. Personal Loans - Collateral Example: A $10,000 loan for 144 months @ 3.75% APR is a $86.34 monthly payment.
7 APR-Annual Percentage Rate. The Annual Percentage Rate (APR) is subject to change quarterly on the 15th day of the first month of the quarter (January, April, July and October) following any change in the Index and will be determined by Prime Rate as listed in the “Money Rates” section of The Wall Street Journal on the last day of each calendar quarter (March, June, September and December), to which we add a margin. The Annual Percentage Rate will never be greater than 18%. If the Index is no longer available, the Credit Union will choose a new index which is based upon comparable information. Subject to $10 membership fee if not already a member. Personal Loans - Unsecured Example: A $5,000 Fixed Signature for 60 months @ 7.99% APR is a $101.36 monthly payment.
8 APR= Annual Percentage Rate. Loan and payment terms are subject to credit review. Example: All loans are subject to approval. 6.99% is based on 48 monthly payments of $239.42 per $10,000 borrowed.
9 Annual Percentage Rate. Quoted rate is based on credit worthiness and qualifications. Rate may vary with the Prime Rate. Subject to $10 membership fee if not already a member.
10 Annual Percentage Rate. Quoted rate is based on credit worthiness and qualifications. Rate may vary over time. 8.99%-18.00% APR for purchases and balance transfers. Subject to $10 membership fee if not already a member.
11 Annual Percentage Rates (APR) vary for qualified borrowers between 4.50% APR and 7.45% APR based on Combined-Loan-To-Value (CLTV), line amount and credit score. The rate is variable, indexed with margin to the prime rate and subject to change on a quarterly basis, up to a maximum of 18.00% APR. Subject to $10 membership fee if not already a member.
12 Annual Percentage Rate are based on a variety of factors including but not limited to credit history, loan amount, purpose of the loan and loan-to- value ratio. Higher rates may apply. Rates are subject to change without notice and are not locked at the time of application. 5yr. Fixed Rate Example: A fixed $150,000 for 60 months at 2.65% APR is a $2,655.50 monthly payment. 15yr. Fixed Rate Example: A fixed $150,000 for 180 months at 2.59% APR is a $1000.18 monthly payment. 15yr. JUMBO Fixed Rate Example: A fixed $510,400 for 180 months at 2.78% APR is a $3,463.68 monthly payment. 20yr. Fixed Rate Example: A fixed $150,000 for 240 months at 3.07% APR is a $831.90 monthly payment. 20yr. JUMBO Fixed Rate Example: A fixed $510,400 for 240 months at 3.27% APR is a $2,894.97 monthly payment. 30yr. Fixed Rate Example: A fixed $150,000 for 360 months at 3.17% APR is a $642.56 monthly payment. 30yr. JUMBO Fixed Rate Example: A fixed $510,400 for 360 months at 3.39% APR is a $2,256.46 monthly payment. Raw Land Rate Example: An ARM $150,000 for 84 months at 4.12% APR is a $2,058.96 monthly payment. 3yr. ARM Rate Example: An ARM $150,000 for 36 months at 2.33% APR is a $4,312.78 monthly payment. 5yr. ARM Rate Example: An ARM $150,000 for 60 months at 2.96% APR is a $2,662.10 monthly payment. 7yr. ARM Rate Example: An ARM $150,000 for 84 months at 2.80% APR is a $1,965.14 monthly payment. 10yr. ARM Rate Example: An ARM $150,000 for 120 months at 2.80% APR is a $1,448.41 monthly payment.
13 Annual Percentage Yield. Certificates-$500.00 minimum deposit. Dividends paid and compounded quarterly. Dividend may be paid monthly for account balances $10,000.00 or higher. Rates may be changed or discontinued at any time; call your local branch for current rates. Fees and/or withdrawals will reduce earnings. When opening a certificate the member has agreed to leave the principal of this account on deposit for the full term stated in the account or renewal notice. If all or part of the principal is withdrawn before the maturity date, the Credit Union may charge a penalty. Withdrawal of the principal amount of the certificate may be made only with the consent of the Credit Union. Unless stated otherwise, the owner shall forfeit an amount equal to 90 days dividends, whether earned or not, on certificates with maturities between 3 months and 26 months. The penalty may be calculated at the rate paid on the deposit. The penalty will, if necessary, be taken from the principal amount of the deposit. Promotional rate only be available for new or current member residing in Kentucky, Indiana, or Tennessee.
14 Annual Percentage Yield, Accurate as of the last dividend declaration date and may be changed or discontinued at any time after account is opened. 0.00% APY on balances less than $250,000. Fees may reduce earnings on the account. Dividends are paid and compounded monthly. Minimum balance to open account is $250,000.
15Annual Percentage Rate. Quoted rate is fixed for vehicles model year 2018 and older and is based on credit worthiness, qualifications and collateral conditions. All loans are subject to approval. Rate applicable to new purchases or external refinancing only with a vehicle that has 60% LTV (Loan to Value). Vehicle must be 2018 or older for quoted APR to apply. Rates subject to change at any time.
16 APR= Annual Percentage Rate. Loan and payment terms are subject to credit review. Example: All loans are subject to approval. 7.99% is based on 66 monthly payments of $469.33 per $25,000 borrowed.
17 APR= Annual Percentage Rate. Loan and payment terms are subject to credit review. Example: All loans are subject to approval. 8.99% is based on 84 monthly payments of $402.10 per $25,000 borrowed.