Welcome Home Grant
There's a big chunk of grant money waiting to be used by home buyers and it will go fast!
As part of the Welcome Home Grant, these funds are open to qualified applicants purchasing a
home in select counties of Kentucky. Funds are available April 6, 20261. Let’s lock in your money
now! Allotments may be available to qualified applicants on a first come, first served basis.
Available in grants to all eligible home buyers.
The grant money can be used for
- Closing costs
- Pre-paids
- Down payments
Allotments may be available to qualified applicants on a first come, first served basis. Let’s lock in your money now!
Wait, there's more! Combine this opportunity with these limited time Mortgage Perks for even BIGGER savings!
Get the best rate for which you qualify, automatically, between pre-qualification and closing.
If rates drop within 24 months, qualifying Members can request a one-time rate change.
1 Eligibility is determined by the FHLB. Limited amount of grant money available. Grant is forgiven upon residency of 5 years and 1 day. If property is sold within the first five years, grant money is prorated for repayment. Home must be owner occupied. Home buyers must contribute $500+ of their own funds (60% can be a gift). Additional terms and restrictions may apply, including but not limited to income limits and completion of a satisfactory homebuyer counseling course for first-time homebuyers, ask us for more details.
2 Rates may change daily. Applicant(s) who apply before April 30, 2026 will receive the lowest rate qualified for based on credit application between pre-qualification and issuance of loan Closing Disclosure – typically three (3) days prior to closing. Veteran's Administration (VA) loans are not eligible for Rate Hawk Rate Watch.
3 If, over the course of the 24 months following original loan closing date, rates drop from the original mortgage loan rate, the loan holder may request a one-time rate adjustment within the same credit tier for which the loan holder previously qualified. The loan must remain as the same type and term as the original loan. Adjustable Rate Mortgages(ARMs) and Veteran’s Administration (VA) loans are not eligible for a reduction in rate through the rate drop program.
