Cornerstone Blog

Set Your Financial Journey

Gearing your home for the winter

  • December 02,2025
  • Less than a two minute read
While it's fun to walk in a winter wonderland, the colder months can also bring challenges for homeowners. As temperatures drop, preparing your home for winter can become expensive quickly. The good news? A Home Equity Line Of Credit (HELOC) can help you stay ahead of the chill and manage costs, so you can focus on enjoying the season. 

Whether you're upgrading your HVAC system, sealing drafts or improving insulation, a HELOC gives you the flexibility you need to take on your winter projects with ease. Here's how a HELOC can help you winterize your home:
  • Borrow up to 100% of your home's equity1
  • Enjoy a revolving line of credit you can use whenever you need
  • Flexible terms and affordable payments to fit your budget
  • Monthly payments can be interest-only for the first ten years1
A HELOC offers endless possibilities. You can use it for anything from home improvements to holiday costs, it's there for your needs. Plus, you can easily transfer your available funds into your Free Abound Checking Account2 through Online & Mobile Banking*.

By utilizing your home's equity wisely, you can create a warm, energy-efficient space for you and your family while also maintaining comfortable finances throughout the winter.

Ready to get started? Stop by your local branch today to see how your home's equity can work for you this holiday season and beyond!
1Rates and terms are subject to credit approval. Eligibility open to Kentucky or Indiana residents. Subject to $10 membership fee, if not already a Member. Subject to $249 application fee.

2Not all members will qualify for a free Checking Account

*Carrier rates may apply for data usage.